Using My VA Loan in Phoenix

A smiling couple crouches with two dogs, one black and brown and one golden, on a leafy trail.

Your Phoenix VA Realtor

I’m Joseph Bostaph, a former rescue swimmer and the designated broker and founder of Valor Home Group. As a veteran, real estate broker, and family man, I understand that buying or selling a home is more than just a transaction — it’s about building stability, freedom, and a future for the people you care about most.

I founded Valor Home Group with one mission: to serve clients with honesty, strategy, and relentless commitment. Whether you’re using your VA loan benefits, relocating, buying your first home, or building long-term wealth through real estate, my team and I are here to guide you every step of the way.

When I’m not helping clients, you’ll usually find me spending time with my family, coaching, traveling, or supporting fellow veterans and members of our community.

At the end of the day, real estate is personal — and we treat it that way.

Talk With a Veteran VA Specialist Learn More About My Benefits

As first-time home buyers and a military family, we couldn’t have chosen a better realtor than Joey. A veteran himself, he is incredibly knowledgeable about the VA loan process and was able to clearly explain to us every detail. At no time did we ...

Alex & December
Joseph made our home buying process seamless. He was informative with answering our questions along the way and put us at ease. He’s personable and genuinely caring. We were fortunate to have him as a realtor. We are so satisfied with our home. I ...

Darold & Blanca

Why veterans work with us

Education is key

Most veterans have no idea what they actually qualify for — and that’s okay. Many service members were never fully taught how powerful their VA benefits can be. My goal is to simplify the process, educate without pressure, and help veterans maximize the opportunities they’ve earned.
A Veteran-Led Team

As a veteran myself, I have used my VA loan multiple times and am passionate about educating clients throughout the process so they can use all of the benefits they've earned
Assumable Loan Experience

Some Arizona homes have VA loans under 3% that qualified buyers may be able to assume. It's important to have an agent who understands the process and can protect your entitlement.

See Homes Eligible for VA Assumptions

Explore Our

Private Neighborhood Guides

Learn what makes each of these neighborhoods unique.

Scottsdale
Gilbert
Queen Creek
Chandler
Mesa
Surprise
Peoria

Explore Scottsdale

Scottsdale offers luxury living, top-rated golf, vibrant nightlife, excellent schools, and some of Arizona’s most desirable real estate.
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Explore Gilbert

Gilbert is one of Arizona’s fastest-growing communities known for great schools, family-friendly neighborhoods, and modern amenities.
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Explore Queen Creek

Queen Creek offers spacious homes, new developments, and a growing community with a small-town feel and modern amenities.
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Explore Chandler

Chandler combines a strong job market, excellent schools, and diverse housing options with a thriving community atmosphere.
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Explore Mesa

Mesa offers a mix of affordable homes, new developments, golf communities, and family-friendly neighborhoods with great access to the East Valley.
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Explore Surprise

Surprise offers affordable living, growing communities, golf courses, and new homes with easy access to the Phoenix metro area.
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Explore Peoria

Peoria combines scenic desert living, top-rated communities, and outdoor recreation with excellent homes and amenities.
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